With the Coronavirus pandemic causing a reverse migration of people back to tier-2 and tier-3 cities in India, real estate investments in these cities could increase. While properties in these cities are much more affordable, when compared to the big cities, buyers do have to pay a substantial part of the transaction value as stamp duty and registration charge on purchases here, as well. In this article, we examine the stamp duty and registration charges on property purchases in India’s 20 major Tier-2 cities.
See also: Circle rate in Delhi
See also: Stamp Duty: What are its Rates & Charges on Property?
Stamp duty in Jaipur
| Category | Rate |
| For men | 6%* |
| For women | 5%* |
| Joint | 5% |
Registration charge: 1%
*If the property is being registered in the name of a man, they also have to pay 20% of the 6% stamp duty as labour cess. This means that if the stamp duty is, say, Rs 100, another Rs 20 will have to be paid as labour cess. In case of the women, this cess is levied at 1% of the 5% stamp duty.
Stamp duty in Lucknow
| Category | Rate |
| For men | 7% |
| For women | 6% |
| Joint | 6.5% |
Registration charge: 1%
See also: Are tier 2 cities in India set to witness a housing boom
Stamp duty in Bhopal
| Category | Rate |
| For men | 7.5% |
| For women | 7.5% |
| Joint | 7.5% |
Registration charge: 3%
Stamp duty in Varanasi
| Category | Rate |
| For men | 7% |
| For women | 6%* |
| Joint | 7% |
* If the property is being registered in the name of a woman, the stamp duty is lower at 6%. However, this rate is applicable only on properties worth up to Rs 10 lakhs. If the house is worth more than that, a stamp duty of 7% would be charged.
Registration charge: 1%
See also: Can stamp duty be refunded if a property deal is cancelled?
Stamp duty in Meerut
| Category | Rate |
| For men | 7% |
| For women | 7% minus Rs 10,000 |
| Joint | 7% |
Registration charge: 1%
Stamp duty in Patna
| Category | Rate |
| For men | 6% |
| For women | 6% |
| Joint | 6% |
Registration charge: 2%
Stamp duty in Vadodara
| Category | Rate |
| For men | 4.9% |
| For women | 4.9% |
| Joint | 4.9% |
Registration charge: 1%
Women buyers are exempted from paying registration charge in Vadodara.
See also: 11 facts about stamp duty levied on property purchase
Stamp duty in Mangalore
Stamp duty in Bangalore/ Karnataka 2023
| Property cost | Stamp duty |
| Property above Rs 45 lakh | 5% |
| Property between Rs 21 lakh and Rs 45 lakh | 3% |
| Property up to Rs 20 lakh | 2% |
Registration charge: 1%
Stamp duty in Chandigarh
| Category | Rate |
| For men | 5% |
| For women | 5% |
| Joint | 5% |
Registration charge: 1%
Stamp duty in Ludhiana
Stamp duty charges in Ludhiana from 1 March 2023 to 30 April 2023
| Single ownership | Stamp duty | Registration charge |
| Man | 4.75% | 1% |
| Woman | 2.75% | 1% |
| Joint ownership | ||
| Man + woman | 3.75% | 1% |
| Man + man | 4.75% | 1% |
| Woman + woman | 2.75% | 1% |
Stamp duty charges in Ludhiana after April 30, 2023
| Single ownership | Stamp duty | Registration charge |
| Man | 7% | 1% |
| Woman | 5% | 1% |
| Joint ownership | ||
| Man + woman | 6% | 1% |
| Man + man | 7% | 1% |
| Woman + woman | 5% | 1% |
Stamp duty in Panchkula
| Area | Men | Women | Joint |
| Under municipal ambit | 7% | 5% | 6% |
| Outside municipal ambit | 5% | 3% | 4% |
Registration fee in Panchkula
| Property value | Registration fee |
| Rs 50,000 | Rs 100 |
| Rs 51,000 to Rs 5 lakh | Rs 1,000 |
| Rs 5-10 lakh | Rs 5,000 |
| Rs 11- 20 lakh | Rs 10,000 |
| Rs 21-25 lakh | Rs 12,500 |
| Rs 25 lakh | Rs 15,000 |
| Rs 25-40 lakh | Rs 20,000 |
| Rs 40-50 lakh | Rs 25,000 |
| Rs 50-60 lakh | Rs 30,000 |
| Rs 61-70 lakh | Rs 35,000 |
| Rs 71-80 lakh | Rs 40,000 |
| Rs 81-90 lakh | Rs 45,000 |
| Rs 91 and above | Rs 50,000 |
Stamp duty in Gurgaon
| Area | Men | Women | Joint |
| Under municipal ambit | 7% | 5% | 6% |
| Outside municipal ambit | 5% | 3% | 4% |
Registration fee in Gurgaon
| Property value | Registration fee |
| Rs 50,000 | Rs 100 |
| Rs 51,000 to Rs 5 lakh | Rs 1,000 |
| Rs 5-10 lakh | Rs 5,000 |
| Rs 11- 20 lakh | Rs 10,000 |
| Rs 21-25 lakh | Rs 12,500 |
| Rs 25 lakh | Rs 15,000 |
| Rs 25-40 lakh | Rs 20,000 |
| Rs 40-50 lakh | Rs 25,000 |
| Rs 50-60 lakh | Rs 30,000 |
| Rs 61-70 lakh | Rs 35,000 |
| Rs 71-80 lakh | Rs 40,000 |
| Rs 81-90 lakh | Rs 45,000 |
| Rs 91 and above | Rs 50,000 |
Stamp duty in Kochi
| Category | Rate |
| For men | 7% |
| For women | 7% |
| Joint | 7% |
Registration charge: 2%
Stamp duty in Ranchi
| Category | Rate |
| For men | 4% |
| For women | 4% |
| Joint | 4% |
Registration charge: 3%
Stamp duty in Nagpur
| Areas in Mumbai | Stamp duty for men | Stamp duty for women | Registration charges |
| Within the municipal limits of any urban area | 6% of property’s market value | 5% of property’s market value | 1 % of the property value |
| Within the limits of any municipal council/ panchayat/ cantonment of any area within MMRDA | 4% of property’s market value |
3% of property’s market value |
1 % of the property value |
| Within the limits of any gram panchayat | 3% of property’s market value | 2% of property’s market value | 1 % of the property value |
Stamp duty in Coimbatore
| Category | Rate |
| For men | 7% |
| For women | 7% |
| Joint | 7% |
Registration charge: 4%
Stamp duty in Shimla
| Category | Rate |
| For men | 6% |
| For women | 4% |
| Joint | 5% |
Registration charge: 2%
For men, the upper limit is capped at Rs 25,000.
For women and for properties registered in joint names, the upper limit is capped at Rs 15,000.
Stamp duty in Dehradun
| Ownership type | Stamp duty as a percentage of registered property value | Registration charge as a percentage of registered property value |
| Men | 5% | 2% |
| Women | 3.75%* | 2% |
| Man + Woman | 4.37%* | 2% |
| Man + Man | 5% | 2% |
| Woman + Woman | 3.75%* | 2% |
*The reduced stamp duty rate of 3.75% is applicable only on properties worth Rs 25 lakh. On properties worth more than that, the general stamp duty of 5% will be levied.
See also: What is a title deed?
Stamp duty in Bhubaneswar
| Category | Rate |
| For men | 5% |
| For women | 4% |
| Joint | 4.37% |
Registration charge: 2%
See also: Partnership deed must be stamped as required by Indian Stamps Act
Stamp duty in Visakhapatnam
| Category | Rate |
| For men | 6.5% |
| For women | 6.5% |
| Joint | 6.5% |
Registration charge: 1%
FAQs
Do buyers have to pay stamp duty even in small cities?
Property buyers across India have to pay stamp duty on property purchases, irrespective of the location, even though the rates may vary from place to place.
What is the stamp duty on property purchase in UP?
Stamp duty varies between 5% and 7%, depending on the city where the property is being registered. The stamp duty rate in Noida, for example, is not the same as that in Meerut.
Do I have to pay more than 1% of the deal value as registration charge?
In some states, registration charge is also kept at 2% of the deal value.
